Flight insurance is an option that you often see when booking flight tickets online. It is a type of coverage usually purchased by travellers to protect against losses during a trip. The coverage can be comprehensive and may include risks such as delayed or cancelled flights, lost luggage, or illness abroad. Airlines typically sell these flight insurance policies but they can also be purchased from an independent source, such as a travel agency. These are majorly inexpensive and easy to get.
If you’re planning a trip via flight anytime soon and considering buying flight insurance for you, then read on. We’ve rounded up all the important information that you may need to know. Let’s jump!
What Is Flight Insurance?
Flight insurance is a form of travel insurance that protects travellers against possible flight travel-related issues. During your travel via flight, if any unexpected problem occurs, you can get reimbursement for nonrefundable flight costs.
Simply put, when your travel plans go awry, flight insurance or travel insurance comes in handy.
What Does Flight Insurance Cover?
If you're travelling via flight, flight insurance is the best way to protect yourself from the unexpected. Flight insurance cover may differ from provider to provider however, good flight insurance will cover medical expenses in case of an emergency, repatriation costs if you get injured or sick while travelling, emergency evacuation fees and lost baggage. It will also cover missed connections, cancellation charges and travel delays due to weather conditions or mechanical problems with the plane.
If you have a stolen passport or your trip has been cancelled for any reason whatsoever even because of a terrorist attack, you'll be covered by your flight insurance. However, most policies require that the customer notify their airline at least 24 hours before their departure.
What Are The Benefits Of Flight Insurance?
1) You will get compensation if your flight is delayed or cancelled by the airline company.
2) You will be compensated for any damaged belongings in the event that they are damaged during baggage handling.
3) You will be reimbursed if your bags do not arrive on time at their destination.
4) A flight insurance is reasonably priced, and they cover various reasons for cancellation or interruption in service.
5) The best and most unexpected benefit of flight insurance is that it comes with excellent travel assistance. In case you miss your flight, or it gets delayed, the airline or third-party agency offers you an end-to-end assistance in rebooking or making other travel arrangements.
How To Buy Flight Insurance?
Most airlines offer these policies when you book your trip, but if not, you can purchase them at the airport after check-in or even before departure if they're available at that time on the day of travel. This depends on which airline you choose.
You can also buy them from a third-party company like a travel agency etc.
Conclusion
In a nutshell, flight insurance is a necessity for anyone who travels often. It's not just for flights, but also covers many other types of travel expenses.