Bank Holiday 2025: Are Banks Open Or Closed This Saturday, Jan. 11?

Saturday Bank Holiday: With all the rush during the weekdays, the working class in India typically looks forward to Saturdays to complete their bank-related tasks. However, one must know that banks are not always operational on Saturdays. Knowing the exact dates of bank holidays is crucial for planning pending tasks at bank branches. This information helps ensure that tasks are completed on time and avoids delays due to branch closures or limited availability.

What does this mean for Saturday, Jan. 11? Is it a bank holiday? Let’s find out.

The second and fourth Saturdays of the month are usually bank holidays. Since Jan. 11 is the second Saturday of the month, banks will be closed on this day.

Banks across India typically follow the holiday calendar issued by the Reserve Bank of India (RBI) every year. These holidays include specified holidays, second and fourth Saturdays, and all Sundays.

The RBI holiday calendar classifies bank holidays primarily into three categories. These are: Holidays under the Negotiable Instruments Act, Real-Time Gross Settlement Holidays and Banks' Closing of Accounts. Further, bank holidays for festivals differ across states and regional offices of the central bank.

Citizens will, however, have access to online banking, which means mobile and internet banking will function seamlessly.

Apart from the holidays on the weekends, there are up to eight bank holidays in January. After Jan. 11, there will be four bank holidays left. 

Here is a list of the remaining bank holidays in January.

• Makar Sankranti/ Uttarayana Punyakala/ Pongal/Maghe Sankranti/ Magh Bihu/ Birthday of Hazarat Ali: January 14 (Tuesday) — Gujarat, Karnataka, Odisha, Tamil Nadu, Sikkim, Assam, Andhra Pradesh, Telangana, Arunachal Pradesh and Uttar Pradesh. 

• Thiruvalluvar Day: January 15 (Wednesday) — Tamil Nadu. 

• Uzhavar Thirunal: January 16 (Thursday) — Tamil Nadu. 

• Birthday of Netaji Subhas Chandra Bose/ Vir Surendrasai Jayanti: Jan. 23 (Thursday) — West Bengal, Tripura and Odisha.

Bank branches are closed for operation on these holidays. However, essential services, including UPI, ATM and Internet banking remain functional as usual.