SIP Investors Likely To Be Clear Winners In 2025, Says Ajay Bagga

Despite the ongoing volatility and geopolitical tensions dominating headlines, market expert Ajay Bagga believes that systematic investment plan investors have quietly emerged as the real winners this year. Speaking about the market dynamics and investor behaviour in light of recent events, Bagga maintained a constructive view, especially for those taking a disciplined, long-term approach.

“This is a tough environment for traders, but a good one for investors—and the best for SIP investors,” Bagga said. Those who have remained disciplined and continued investing regularly without being swayed by the noise are seeing the results, he said. "They are the true winners of this year."

Bagga noted that markets have become increasingly reactive to algorithmic trading and artificial intelligence-driven headlines. “There’s too much chatter—every drop is labelled as a plunge, algos take over, and the volatility becomes self-fulfilling,” he said.

At one point, headlines screamed ‘Asia plunges’, and then they changed it to ‘Asia declines’. The truth? Asian markets were down less than a percent—hardly a collapse, he noted.

He also pointed to the muted reaction from global markets to the recent Middle East tensions. When even the Tel Aviv Stock Exchange—whose own building was hit by an Iranian missile—hit an all-time high, it showed that markets are pricing in less fear than the headlines suggest, according to Bagga.

In the Indian context, Bagga reiterated that the fundamentals remain intact.

According to him, Friday’s market action was strong, and we were clearly setting up for a recovery. This geopolitical risk may cause some near-term softness—perhaps a 100-point dip when markets open—but I see this as a buying opportunity.

According to Bagga, Indian markets have been trading below their September highs for around nine months, but this phase is nearing its end. “Historically, when markets undergo such corrections, they tend to recover within 12 to 18 months. I believe we are on track to see new all-time highs within the next quarter, if not sooner,” he added.