HDFC Bank May Sell Assets To Bring Down Costs — NDTV Profit Exclusive

The bank will continue to originate high-quality loans, but will reserve the right to sell them through the securitisation market.

<div class="paragraphs"><p>A HDFC Bank branch in Mumbai.&nbsp;(Photo: Vijay Sartape/ NDTV Profit)</p></div>
A HDFC Bank branch in Mumbai. (Photo: Vijay Sartape/ NDTV Profit)
Private lender HDFC Bank Ltd. may sell some assets on its loan book to release high cost borrowings, according to people with knowledge of the matter. The lender is keen on bringing down the cost ratio on its balance sheet, while also reducing the credit-deposit ratio, according to the first person quoted above who spoke on the condition of anonymity. Such loans for sale will include those which do not qualify for priority sector len...
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