Major banks in the country offer a fixed number of ATM-cum-debit card transactions free of cost every month. The banks charge customers for transactions at ATMs over and above the permitted number of free transactions allowed in a month. The ATM card charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country. Banks, from state-run State Bank of India (SBI) to private sector peers such as HDFC Bank and ICICI Bank - also charge customers for issuance and annual maintenance of an ATM-cum-debit card.
Major banks in the country offer a fixed number of ATM-cum-debit card transactions free of cost every month. The banks charge customers for transactions at ATMs over and above the permitted number of free transactions allowed in a month. The ATM card charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country. Banks, from state-run State Bank of India (SBI) to private sector peers such as HDFC Bank and ICICI Bank - also charge customers for issuance and annual maintenance of an ATM-cum-debit card.
Major banks in the country offer a fixed number of ATM-cum-debit card transactions free of cost every month. The banks charge customers for transactions at ATMs over and above the permitted number of free transactions allowed in a month. The ATM card charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country. Banks, from state-run State Bank of India (SBI) to private sector peers such as HDFC Bank and ICICI Bank - also charge customers for issuance and annual maintenance of an ATM-cum-debit card.
Given below is a comparison of various types of ATM-cum-debit card charges levied by SBI, HDFC Bank, ICICI Bank and Yes Bank:
State Bank of India (SBI)
Here are the various charges of SBI's ATM cards as stated on bank's website - sbi.co.in:
HDFC Bank
Here are the various charges of HDFC Bank's ATM cards as stated on bank's website - hdfcbank.com:
ICICI Bank
Here are the various charges of ICICI Bank's ATM cards as stated on bank's website - icicibank.com:
Yes Bank
Here are the various charges of Yes Bank's ATM cards as stated on bank's website - yesbank.in:
The saving account of India Post, which has a network of more than 1.5 lakh post offices across the country, also offers an ATM facility.
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