Budget 2026: PSU Bank Shares Slide After Proposal For Banking Review Panel

The proposed review, Finance Minister Nirmala Sitharaman said, will aim to align the sector with the country's next phase of growth.

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Shares of public sector banks declined on Sunday after Finance Minister Nirmala Sitharaman proposed setting up a high-level committee to review the banking and financial sector in her Union Budget 2026-27 speech.

Bank of India, Bank of Baroda and Indian Bank led the losses among state-run lenders during the session. Other public sector banking stocks also traded lower following the announcement.

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Presenting the Budget, Sitharaman said the government will constitute a high-level committee on banking under the ‘Viksit Bharat' framework. The committee will examine the structure and functioning of the banking system and recommend measures required to support long-term growth.

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She said the panel will assess the existing framework of the banking sector and suggest steps aligned with India's development objectives. The review will cover structural and operational aspects of the system.

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The minister highlighted the expansion of banking access across the country and said that nearly all villages now have access to banking services. She said the review will focus on strengthening stability, inclusion and consumer protection while supporting the next phase of growth.

The Budget also outlined proposals relating to non-banking financial companies. Sitharaman said the government will introduce a defined framework for credit expansion and technology adoption for NBFCs.

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As part of steps to improve scale and operational efficiency in public sector NBFCs, the government plans to restructure Power Finance Corporation and Rural Electrification Corporation.

The announcements form part of broader financial sector measures presented in the Budget. The proposals relate to institutional review, restructuring and policy alignment across banks and NBFCs.

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