- Yes Bank's loans and advances rose 10.7% year-on-year to Rs 2.72 lakh crore in Q4 FY26
- Deposits increased 12.1% year-on-year to Rs 3.18 lakh crore, showing strong sequential growth
- CASA deposits grew 14.9% year-on-year to Rs 1.11 lakh crore, with an improved CASA ratio of 35.1%
Yes Bank Ltd. reported a strong operational performance for the fourth quarter of FY26, with healthy growth across both advances and deposits.
The bank's loans and advances stood at Rs 2,72 lakh crore in the March quarter, accounting for a 10.7% increase year-on-year compared with Rs 2.46 lakh crore. On a sequential basis, advances grew 5.8% from Rs 2.57 lakh crore at the end of the December quarter.
Deposits rose to Rs 3.18 lakh crore at the end of the March quarter, up 12.1% year-on-year from Rs 2.84 lakh crore. On a quarter-on-quarter basis, deposits jumped 9%, compared with Rs 2.92 lakh crore in the previous quarter.
The strong sequential growth in deposits highlights improved liability mobilisation, which has been a key focus area for the lender.
The bank's CASA deposits stood at Rs 1.11 lakh crore, reflecting a 14.9% rise year-on-year and a 12.5% increase sequentially. The CASA ratio, including certificates of deposit, improved to 35.1% from 34.0% in the December quarter and 34.3% a year ago.
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Yes Bank's credit-to-deposit ratio stood at 85.4%, easing from 88.0% in the previous quarter and 86.5% a year earlier, indicating a relatively faster pace of deposit growth compared to credit expansion.
Meanwhile, the liquidity coverage ratio came in at 119% for the quarter, compared with 123.8% in Q3FY26 and 125% a year ago.
Overall, the provisional update signals a quarter of broad-based growth for Yes Bank, with both sides of the balance sheet expanding and deposit franchise strengthening.
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