ATM Card Rules: Compare The Transaction Charges Levied By Top Banks

Major banks in the country allow their customers to make a certain number of transactions free of cost at ATMs every month. The customers are charged for transactions at ATMs over and above these mandated numbers of free transactions. The number of free transactions at ATMs in a month depends on factors such as location of ATM - metro or non-metro - and the owner of ATM - whether it is owned by the home bank or any other bank. Additionally, banks also charge customers for issuance and annual maintenance of an ATM-cum-debit card.

Major banks in the country allow their customers to make a certain number of transactions free of cost at ATMs every month. The customers are charged for transactions at ATMs over and above these mandated numbers of free transactions. The number of free transactions at ATMs in a month depends on factors such as location of ATM - metro or non-metro - and the owner of ATM - whether it is owned by the home bank or any other bank. Additionally, banks also charge customers for issuance and annual maintenance of an ATM-cum-debit card.

Here's a comparison of various types of ATM-cum-debit card charges levied by SBI, HDFC Bank and ICICI Bank:

State Bank of India (SBI)

Here are the various charges of SBI's ATM cards as stated on bank's website - sbi.co.in:

HDFC Bank

Here are the various charges of HDFC Bank's ATM cards as stated on bank's website - hdfcbank.com:

ICICI Bank

Here are the various charges of ICICI Bank's ATM cards as stated on bank's website - icicibank.com: 

India Post, which has a network of more than 1.5 lakh post offices across the country, also offers an ATM facility with its savings accounts.