MCX Q3 Highlights (Consolidated, QoQ)
Net profit up 4.17% at Rs 160 crore versus Rs 154 crore.
Revenue up 5.53% at Rs 301.4 crore versus Rs 285.6 crore.
Ebitda up 7.62% at Rs 193 crore versus Rs 179.4 crore.
Ebitda margin at 64.07% versus 62.83%.
SBI Life Insurance Co.'s growth trajectory looks predictable, brokerages said, after the company posted strong earnings for the third quarter of fiscal 2025.
Motilal Oswal Financial Services has given a buy rating for the insurance company's stock, whereas Emkay Global has upgraded its incumbent rating to buy, in view of the favourable valuations and improved growth visibility.
Read more here.
L&T Finance Q3 Highlights (YoY)
Net profit down 2.1% at Rs 626.40 crore versus Rs 640.18 crore.
Total income up 14.6% at Rs 4,105.13 crore versus Rs 3,581.26 crore.
J&K Bank Q3 Highlights (YoY)
NII up 18% at Rs 1,509 crore versus Rs 1,280 crore.
Net profit up 26.2% at Rs 532 crore versus Rs 421 crore.
Net NPA at 0.94% versus 0.85%.
Gross NPA at 4.08% versus 3.95%.
Dive deeper into Zomato's financial performance during the quarter in question.
Insurance is still a growing business for us, said Founder & CEO Vijay Shekhar Sharma, adding that it is contributing to the company's bottom line.
There is a lot to do in mutual funds, he also said. The company also aims to get into the wallet business, but may take time, he further mentioned.
Source: Earnings Con Call
One shouldn't be overly precise on QoQ margin contribution, said Deora, adding that the company's DLG book has done better in the last 5 months rather than non-DLG.
Source: Earnings Con Call
Margin expansion has paused but not fallen, said management. They added that the company is not focused on any budget when it comes to expansion, and that expansion is to be priority, which will lead to losses.
The company's market share has not changed, they further mentioned.
Source: Earnings Con Call
Contributed margin has been impacted by DLG cost.
Collection efficiency has gone up.
Marching towards PAT in the next quarter.
Want to drive towards high revenue growth.
Goal is to have double Ebitda margin soon in couple of quarters.
Source: Earnings Con Call
The company has declared an interim dividend of Rs 2 per equity share with a face value of 10 each. Record date for the dividend is Jan. 24, with the dividend set to be distributed from Feb. 10.
Source: Exchange Filing
AGI Greenpac Q3 Earnings Highlights (Standalone, YoY)
Net profit down 60% at Rs 90.5 crore versus Rs 226 crore.
Revenue down 64% at Rs 658.5 crore versus Rs 1,824 crore.
Ebitda down 63.22% at Rs 169 crore versus Rs 460 crore.
Ebitda margin at 25.7% versus 25%.
Oberoi Realty Q3 Results (Consolidated, YoY)
Net profit up 71.73% at Rs 618.4 crore versus Rs 360 crore.
Revenue up 33.92% at Rs 1,411 crore versus Rs 1,053.6 crore.
Ebitda down 68.1% at Rs 856 crore versus Rs 509 crore.
Margin at 60.66% versus 48.33%.
Personal loan growth target is very market dependent, said Deora, adding that it would be hard to say what would be the personal loan target for FY26. However, he emphasised on continuous steady growth in merchant business, and unless macroenvironment is worse than FY25, predicts big changes in FY26.
Source: Earnings Con Call
Average order value has been higher on account of festival season, and the average selling price is going up due to electronics, as per the company's management.
Opening of new stores in the same neighbourhood impacts margin for a short term.
Blinkit investment costs are going up, may lead to losses going up in next two quarters.
Source: Earnings Con Call
The company is currently in the process of rationalising subsidiaries in the next 6 months, said Deora. Opportunity in Middle East, South Asia is immense in merchant ecosystem, he added.
Source: Earnings Con Call
LED TV market remains subdued, said Lall. He added that lighting revenues grew 14%, and mass productions for laptops for Asus brand are underway.
Source: Earnings Con Call
The company plans to aggressively expand on merchant acquiring, said President & Group CFO Madhur Deora. Increase in loan ticket sizes helped growth, see huge runway ahead, he added.
Value per merchant has increased for Paytm, said Deora. He further mentioned that the company continues to be conscious, but long-term opportunities are high.
Source: Earnings Con Call
Finalized display modules facility with HKC.
In active discussion with global player to set up a fabrication facility for mobiles.
Consumer electronics revenue fell 32%.
Refrigerator revenue stood at Rs 166 crores, captured 8% of market.
Stared exporting refrigerators to Nepal.
Source: Earnings Con Call
80% of the business is still from tier 1 cities.
Take rates in quick commerce slightly lower owing to the lowering of delivery charges due to competition.
Source: Earnings Con Call
The company has entered into a binding term sheet for a joint venture with Vivo, said Lall. Vivo India will transfer manufacturing facility to this JV, he stated.
Looking to enter into the precision components and camera modules space for mobiles soon, he added.
Source: Earnings Con Call
Mobile business revenues grew 190%.
Added Noida facility increasing phone capacity to 6 crores.
Expect to export 0.6 million smartphones in FY25.
Source: Earnings Con Call
Foraying into components will further increase value addition and margin, said MD & Vice Chairman Atul Lall. Despite ongoing investments, their gross debt to equity remains at 0.15 times, he added.
Source: Earnings Con Call
Sunteck Realty Q3 Results (Consolidated, YoY)
Net profit at Rs 42.52 crore versus loss of Rs 9.72 crore.
Revenue up 281.12% at Rs 162 crore vs Rs 42.4 crore.
Ebitda at Rs 48.4 crore versus loss of Rs 15 crore.
Margin at 29.9%.
Revenue contribution from the mobile and EMS division was 89%, as compared to 67% in the same period last year.
Dixon Technologies (India) Q3 Results (Consolidated, YoY)
Net profit up 66% at Rs 216 crore vs Rs 97 crore.
Revenue up 117% at Rs 10,461 crore vs Rs 4,818 crore.
Ebitda up 111.8% at Rs 391 crore vs Rs 184 crore.
Margin at 3.7% versus 3.8%.
Quick commerce profitability misses estimates due to accelerated investment, but GOV growth remains healthy, says Motilal Oswal.
PAT is down 57% YoY, primarily attributed to increased investments in accelerated new dark-store openings and customer acquisition efforts within the quick commerce business.
YoY adj. revenue growth was steady at 58% and continued to trend above the stated outlook of over 40%.
Revenue at Rs 5,045 crore versus Bloomberg estimate Rs 5,382 crore.
Ebitda at Rs 162 crore versus Bloomberg estimate Rs 266 crore.
Margin expanded at 3% versus Bloomberg estimate 4.9%.
Net profit at Rs 59 crore versus Bloomberg estimate Rs 230 crore.
Positive about a recovery soon.
Remain confident of long term outlook of 20% GOV growth.
Margin should increase to 5% in next few quarters.
War for talent to continue for next few quarters.
Expect employee cost to remain elevated.
Zomato Q3 Results (Consolidated, QoQ)
Food delivery Ebit up 26% at Rs 432 crore vs Rs 349 crore.
Blinkit store addition at 216 versus 152.
Blinkit gross order value growth over 100% for fiscal 2025 and fiscal 2026.
Expect quarterly capex to remain elevated for next few quarters.
Higher capex behind quarterly increase in depreciation.
Expect losses to continue in the near term.
Once we come out of expansion phase, business to turn sharply toward profitability.
Blinkit has added around 216 stores, and by Dec. 2025, aims to have added 2,000 stores, with a 100% GOV growth expectations for FY25 and FY26.
Zomato Q3 Results (Consolidated, QoQ)
Net Profit down 66% at Rs 59 crore vs Rs 176 crore.
Revenue up 12.6% at Rs 5,405 crore vs Rs 4,799 crore.
Ebitda down 28% at Rs 162 crore vs Rs 226 crore.
Margin at 3% versus 4.7%.
Net Profit up 7.5% At Rs 11.4 crore vs Rs 10.6 crore (YoY)
Total Income up 54.4% at Rs 374 crore vs Rs 242 crore (YoY)
APL Apollo Tubes Q3 Results (Consolidated, YoY)
Net Profit up 31% at Rs 217 crore vs Rs 166 crore
Revenue up 30% at Rs 5,433 crore vs Rs 4,178 crore
EBITDA up 23.6% at Rs 345 crore vs Rs 280 crore
Margin At 6.4% Vs 6.7%
Net Profit up 31% at Rs 1,908 crore vs Rs 1,458 crore (YoY)
Gross NPA at 3.57% Vs 3.68% (QoQ)
Net NPA at 0.18% Vs 0.20% (QoQ)
NII up 23% at Rs 4,228 crore Vs Rs 3,434 crore (YoY)
Net Profit rises 8.2% to Rs 503 crore versus Rs 465 crore (YoY).
Total Income rises 19.9% to Rs 1,586 crore versus Rs 1,323 crore (YoY).
Total Income rises 0.4% to Rs 6,766 crore versus Rs 6,740 crore (YoY).
Net Profit rose 2% to Rs 1,631 crore versus Rs 1,593 crore (YoY).
Net Profit up 20.5% at Rs 496 crore vs Rs 412 crore (YoY)
Net NPA at 0.20% Vs 0.28% (QoQ)
Gross NPA at 0.83% Vs 1.10% (QoQ)
NII up 8% at Rs 1,079 crore vs Rs 1,001 crore (YoY)
Growth impacted by one-offs
Expect rebound in growth in FY26
Guides for a 12,000 crore disbursement in FY26
Guides for a 15-17% growth for the next 3 years
Expect to maintain margins and spreads at current levels
ROA guidance of 2.1-2.3%
Credit costs to remain in line with past year averages
NPA ratios have always been controlled, don't expect them to rise
ROEs to exceed credit growth, no fund raise expected
Dixon Technologies (India) Ltd. is set to announce its Q3 results today. The company, in an exchange filing on Jan. 13, informed the bourses about its Q3 earning schedule.
Leading electronic manufacturing services (EMS) company Dixon Technologies was founded in 1993 and began its operations by making colour televisions in 1994. With a market capitalization exceeding Rs 1.01 lakh crore, Dixon is among the largest homegrown design-focused solutions company in India. It specialises in the manufacturing of products for the consumer durables, lighting, and mobile phone sectors.
Here is everything you need to know about Dixon Technologies (India) Ltd. Q3 results.
Indian Railway Finance Corporation Ltd. is set to announce its October-December quarter results today. The financing arm of the Ministry of Railways has a market cap of over Rs 1.86 lakh crore. The public sector undertaking raises money from the debt capital markets to part-finance the plan outlay of the Indian Railways.
Indian Overseas Bank Q3 Highlights (Standalone)
Net Profit up 21% at Rs 874 crore vs Rs 723 crore (YoY)
Gross NPA at 2.55% vs 2.72% (QoQ)
Net NPA at 0.42% vs 0.47% (QoQ)
Net interest income up by 16% at Rs 2,789 crore vs Rs 2,398 crore (YoY)
Paytm's Q3 A 'Solid Quarter' In A Gloomy Environment, Says Bernstein
Default loss guarantee limit to SMFG India Credit for loans to merchants increased to Rs 350 crore
Arm Paytm Cloud Tech to incorporate wholly owned subsidiaries in UAE, Saudi Arabia & Singapore.
Arm Mobiquest Mobile Tech to sell 100% stake in unit Xceed IT Solutions.
Business plans to incorporate subsidiaries in GIFT City likely to be completed in the next 24 months.
Cash balance of Rs 12,850 crore, increased by ₹2,851 Cr QoQ, largely on account of PayPay stake sale and improvement in working capital
One97 Communications reported a net loss of Rs 208.3 crore in Q3 as against a profit of Rs 928.3 crore in a quarter ago. In the same quarter a year ago, the company reported loss of Rs 221.7 crore. Revenue in December quarter was up 10.1% at Rs 1,828 crore QoQ.