Transactions through the popular Unified Payments Interface touched a record Rs 28.33 lakh crore and 21.70 billion in value and volume terms, respectively, in January, according to data released by the National Payments Corporation of India (NPCI).
NPCI said the value of transactions was at Rs 27.97 lakh crore in December.
On a month-on-month basis, the growth was 21 per cent in value terms.
The average daily transaction in January was 700 million with an average value of Rs 91,4033 crore.
Worldline CEO Ramesh Narasimhan said, "UPI's growth momentum continues to strengthen. In January 2026 alone, Indians made 21.7 billion UPI transactions worth Rs 28.33 lakh crore -- an increase over December and a solid 28% growth year-on-year."
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