NDTV Profit's special research section collates quality and in-depth equity and economy research reports from across India's top brokerages, asset managers and research agencies. These reports offer NDTV Profit's subscribers an opportunity to expand their understanding of companies, sectors and the economy.Systematix Research ReportBank credit growth momentum improved to 20.3% YoY (16.5% YoY ex-merger) with nonfood credit growth of 20.4% YoY (16.6% yoy ex-merger). Growth momentum remained strong across both services (20.7% YoY ex-merger) and retail (18.4% YoY, ex-merger). Three key trends were: adjusting for a high base, other personal loan growth remained strong at 21% YoY ex-merger versus 22% YoY in September/October/ November 2023. Lending to non-banking financial companies moderated to 15-16% YoY in last two months versus 22-25% growth prior to that.Strength in housing loans across both PSL housing (7% YoY ex-merger versus 5% YoY growth in Nov/Dec-23) and non-PSL housing (21% YoY ex-merger versus 19-20% growth in Nov/Dec-23).Industrial and large corporate credit retained the YoY trend at 8% and 6% YoY respectively.Click on the attachment to read the full report:RK Swamy IPO - Investment Rationale, Issue Details, Financials, Key Strategies, Risks And More: Anand RathiDISCLAIMERThis report is authored by an external party. NDTV Profit does not vouch for the accuracy of its contents nor is responsible for them in any way. The contents of this section do not constitute investment advice. For that you must always consult an expert based on your individual needs. The views expressed in the report are that of the author entity and do not represent the views of NDTV Profit.Users have no license to copy, modify, or distribute the content without permission of the Original Owner.