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U.S. Debt Ceiling Crisis: All You Need To Know

What’s U.S.' debt ceiling? Is the country going to default? Here's all you need to know.

What's The U.S. Debt Ceiling

The debt ceiling is the self-imposed limit on the amount of money the U.S. government can borrow to pay for services.

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What's The Limit

The current debt ceiling stands at $31.4 trillion, while the debt stands at roughly $30.1 trillion.

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Why's The Debt Sky High

Apart from normal deficit, events like the 2001 and 2008 recessions, 2017 Trump tax cuts, and the pandemic have led to a significant increase in debt for the U.S.

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Can U.S. Default

U.S. could default on its obligations early next month—possibly as early as June 1 if the debt limit is not raised, according to Treasury Secretary Janet Yellen.

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Has U.S. Ever Defaulted

The U.S. has never defaulted on its debt obligations. Since 1960, Congress has increased the ceiling 78 times, most recently in 2021.

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What's The Solution

The U.S. Congress would need to pass legislation to either raise the limit or do away with the ceiling.

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