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SBI Sarvottam Fixed Deposit Scheme: Features And Benefits

Learn about the SBI Sarvottam FD that can get you up to a 7.9% rate of interest.

SBI Sarvottam FD Scheme

SBI ‘Sarvottam’ is a Non-Callable Term Deposit that offers a higher Rate of Interest, without the pre-mature withdrawal facility.

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Features Of SBI Sarvottam Fixed Deposit Scheme

Check out some of the features of this deposit scheme

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SBI Sarvottam Deposit scheme is available for Resident Individuals and Non- Individual Customers, excluding Minors and NRI customers.

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For SBI Sarvottam Deposit, the minimum deposit required for Retail is ₹15.01 lakhs, with a cap of ₹2 cr, while Bulk deposit starts at ₹2 cr, with the maximum amount being ₹5 cr.

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SBI Sarvottam Deposit scheme tenure for both Retail and Bulk is 1 year or 2 years only.

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The interest rate for Retail and Bulk deposits under SBI Sarvottam FD goes up to 7.6% with a 1-year tenure and up to 7.9% with a 2-year tenure.

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Premature withdrawal or renewal is not permitted under the SBI Sarvottam Fixed Deposit scheme.

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SBI Sarvottam Deposit scheme is available through the branch only.

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Benefits Of Of SBI Sarvottam Fixed Deposit Scheme

Find out some of the benefits of this scheme

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SBI Sarvottam FD scheme offers a higher rate than PPF, NSC, KVP, and other Post Office FD.

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The  SBI Sarvottam Fixed Deposit scheme comes with a short tenure of 1 and 2 years.

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Senior citizens, staff, and staff senior citizens get an additional interest rate under the  SBI Sarvottam Fixed Deposit scheme.

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SBI Sarvottam scheme offers a Demand Loan against the deposit with an applicable margin.

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Since SBI is a government-owned Bank, the SBI Sarvottam Fixed Deposit scheme becomes a safe and secure way to invest your money.

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