Photo Credit: https://www.hdfcbank.com/personal/pay/cards/credit-cards/irctc-credit-card

IRCTC HDFC Bank Credit Card: Features and Benefits

IRCTC has tied up with HDFC Bank to launch a co-branded travel credit card called IRCTC HDFC Bank Credit Card.

This will be a single variant card and will be exclusively available on NPCI’s Rupay network.

Photo Credit: Twitter@HDFCBankNews

Welcome Benefit

On the activation of your IRCTC HDFC Bank Credit Card, you will be offered a welcome gift voucher worth ₹500 within the first 30 days of card issuance.

Photo Credit: HDFC Bank

HDFC Bank Reward Points

You can earn 5 reward points for every ₹100 spent on the IRCTC ticketing portal and the Rail Connect app. On all other spends using the IRCTC HDFC Bank Credit Card, you will earn 1 reward point for every ₹100 spent.

Photo Credit: Twitter@IRCTCofficia

Cashback

The IRCTC HDFC Bank Credit Card also offers an additional 5% cashback on train ticket bookings made via HDFC Bank SmartBuy.

Photo Credit: Twitter@HDFCBank

IRCTC Executive Lounge Access

With the IRCTC HDFC Bank Credit Card, you will be offered 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter).

Photo Credit: https://indiarailinfo.com/faq/post/irctcexecutiveloungewaitinghall/

Transaction Charges Waiver

Get a 1% transaction charge waiver (maximum waiver of ₹1,000 per statement cycle) on transactions done on the Rail Connect app and the IRCTC ticketing portal.

Photo Credit: Twitter@IRCTCofficia

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver on a minimum transaction of ₹400 and a maximum transaction of ₹5,000 at fuel stations across India (maximum waiver of ₹250 per statement cycle).

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Milestone Benefits

Get a gift voucher worth ₹500 on quarterly spends of ₹30,000 using the IRCTC HDFC Bank Credit Card.

Photo Credit: https://www.hdfcbank.com/personal/pay/cards/creditcards/irctccreditcard

​​​​​​​Fees And Charges

Joining/Renewal Fee- ₹500/- + Taxes

You can get your renewal fee waived off by spending ₹1,50,000 or more in a year before your IRCTC HDFC Bank Credit Card renewal date.

Photo Credit: Jcomp on Freepik

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