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Updated:
23/01/2008 | 04:49 PM IST
Personal finance
Life Insurance Need Analysis-Stage I - Young Professional
Getmeinsure
Wednesday, January 23, 2008
(Mumbai)
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Life Stage Analysis
Your are young between the age of 18 and 26.
Have started with your new job or profession.
May or may not have a Spouse.
Ambitious and Career Focused.
Probably do not have any dependents.
Might not have made any Investments.
Likes to Spend.
Your Financial Needs Analysis
Might have a financial support from parents.
No habit of Investments and likes to spend.
May be thinking of Buying a Home or Car.
Planning to get married.
May be thinking of Higher Education.
Insurance Solution
Your Life Insurance Needs are almost negligible.
Your main objective for Insurance should be to inculcate a habit of Saving.
You can take a Equity Linked Insurance Scheme which provides Insurance at the same time works as an Investment tool.
A shorter term Endowment Assurance Policy can also be a good option.
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